Wise Score Pro Harassment Solution: 7-Day Loan App Harassment

Writer:Rahul Singh

Date: 2 December 2025

Aaj ke digital yug mein, jab paise ki tangi ho to log turant loan lene ke liye apps ki taraf rukhte hain. Lekin kya aap jaante hain ki kai “7-day loan apps” asal mein ghaatak jaal hain? Ye apps nahi sirf RBI se registered nahi hote, balki aapke phone ka data chura lete hain, contacts ko hack karte hain aur harassment ke zariye aapko blackmail karte hain. Agar aap phas chuke ho, to ghabraayein nahi. Is article mein hum bataayenge ki ye apps kaise kaam karte hain, kaun-kaun se names ke apps khatarnak hain, asli kahaniyaan kya hain, aur sabse important – kya karein agar aapka number lag chuka hai. Yeh article 1000 words se zyada ka hai, taaki aapko poori info mile.

Pehle to ek purani post ka zikr: Maine pehle “Wise Score Pro Loan App Review 2025: Kya Yeh Valid 7-Day Loan Option Hai Ya Chhupa Hua Scam?” naam ka article likha tha. Usme humne bataya tha ki Wise Score Pro jaise apps satahi taur par aasaan lagti hain, lekin andar se ghaatak hain. Agar aapne woh padha hai, to yeh article uska extension hai. Ab chaliye gehraai mein utarte hain.

7-Day Loan Apps Ka Kala Karobar: Kaise Phansaate Hain Ye?

Bhaarat mein digital lending ka bazaar tezi se badh raha hai. RBI ke anusar, 2025 tak 8 crore se zyada users in apps ka istemaal kar rahe hain. Lekin samasya tab aati hai jab ye apps “instant” aur “bina document” ka laalach dikhaate hain. Khaaskar 7-day waale loans – jahaan aapko 1000-50000 rupees turant mil jaate hain, lekin chukaane ka time sirf ek hafte.

Ye apps kaise kaam karte hain?

1. Download Aur KYC: Google Play Store se download karein. PAN, Aadhaar aur bank details dein. App contacts, SMS, gallery aur location access maangta hai – jo “verification” ke naam par.
2. Unauthorized Disbursal: Aksar aap jitna maangte ho, usse zyada credit ho jaata hai. Jaise, 2000 rupees maange to 3600 aa jaate hain, aur chukaana padta hai 6000!
3. High Interest: 7 dino ke liye 100-200% interest, jo saalaana 700% tak pahunch jaata hai. Processing fees chhupi hoti hai.
4. Harassment Shuru: Time par nahi chukaaya to recovery agents active. Ve aapke contacts ko call karte hain, morphed nude images bhejte hain, aur dhamki dete hain – “Paise na diye to family ko barbaad kar denge.”

RBI ne 2023-2025 mein 94 aisi apps ban ki hain, lekin nayi-nayi aa jaati hain. Ye zyadatar Chinese investors se chalti hain, aur Bhaarat mein registered nahi. Data chori ka maamla itna gambhir hai ki ED ne 2025 mein 1.06 billion rupees ke assets jabt kiye.

Khatarnak Apps Ke Names: Inhe Avoid Karein!

Yahaan kuch specific apps ke names hain jo harassment ke liye kukhyat hain. Yeh list 2025 ki search aur reports par aadhaarit hai. Yaad rakhein, ye badalti rehti hain, lekin pattern wahin hai:

• Wise Score Pro: Jaise ki mere previous review mein bataya, yeh Pixel Technology dwara banayi gayi hai. 7-day loan deti hai, lekin users ki shikayatein – unauthorized loan, morphed images se blackmail, aur contacts ko harass. Rating fake lagti hai.
• Prime Lend: Cyber Crime Wing ne 2025 mein warning jaari ki. Extortion ke liye istemaal, high fees aur threats.
• Candy Cash: Fake app, jo bina KYC ke loan deti dikhti hai. Default par calls aur messages ki bauchaar.
• Cash Rupee: Google Play par complaints – auto credit, photos churaakar contacts ko threat. 2025 mein kai cases.
• Angel Loan, Balance Loan, Fast Coin: Ye 250+ fake apps ki list mein top par. Chhote loans dekar debt trap mein phansaati hain.
• Buddy Loan, CashTM, Pay Me, Rupee Ready: RBI ne ban ki hain, lekin clones aa jaate hain. Harassment mein expert – morphed pics aur family ko target.
• Ultra Loan: 2025 ki nayi entry. 10 minute mein 10,000 ka vaada, lekin 7-day mein chukaane ko majboor. Privacy violation ke cases.

Ye apps zyadatar Google Play par 4+ rating waali dikhti hain, lekin negative reviews padhein to sachchai khulti hai. CloudSEK ki study ke mutabik, July-September 2023 mein hi 55 fraud apps ne laakho ko target kiya.

Asli Kahaniyaan: Harassment Ki Bhayawahata

Kalpanaa kijiye: Aapne 5000 rupees udhaar liye, 7 din baad chukaane ka vaada kiya. Lekin app ne 7000 ka bill thopa. Time par nahi chuka paaye to subah 6 baje se raat 12 baje tak calls – “Saala chor, paise la varna teri behen ko bech denge.” Phir aapke contacts ko message: “Tumhaara dost loan chor hai, paise do.” Aur sabse darawana – aapki photo edit karke nude dikhaakar bhejna.

• Ashok J Ka Case (Wise Score Pro): 2000 ka loan liya, 6000 chukaana pada. App ne contacts ko call kiya. Unhone cyber crime case file kiya.
• Praveen Pawar: Morphed nudes se blackmail. Family tootne ki kagaar par.
• Hyderabad Ka Engineer: 15,000 ka loan, 2.3 lakh ka demand. Morphed images se suicide. BBC ne 2022-2024 mein 60 aise cases document kiye.
• Reddit User Ki Story: Ek shakhs ne jaanbujhkar fake apps se loan liya aur nahi chukaaya. TrueCaller se block kiya, lekin harassment se dar.
• Tejas Nayar (Bengaluru): 30,000 ka loan, 46,000 chukaana pada. Harassment se suicide. NCRB data: 2021 mein Bengaluru mein 6423 cyber crimes.

Ye kahaniyaan sirf aankde nahi, zindagiyaan barbaad karne waali haqeeqat hain. 17% victims ka CIBIL score kharab ho jaata hai, aur mental health par asar padta hai.

Phas Chuke Ho? Step-by-Step Solution

Agar aap trap mein ho, to turant action lein. Paise chukaane se pehle ye karein:

1. App Delete Karein: Lekin pehle screenshots lein – loan amount, interest, messages sabke.
2. Numbers Block Karein: TrueCaller app use karein. Unknown calls reject setting on karein. WhatsApp par unknown se message block.
3. Report Karein:

• Cyber Crime Portal: cybercrime.gov.in par FIR darj karein. IPC 420 (cheating) aur IT Act ke tahat case.
• Police: Local cyber cell mein jaayein. Warangal Police ne aise frauds par advisory jaari ki.
• Google Play: App review mein complaint, aur RBI ko suchit karein.
• Bank: Unauthorized transaction report karein. Overdraft se bachein.

1. Legal Help: Free legal aid ke liye local court ya NGOs se contact. ED aur RBI action lete hain.
2. Mental Support: Helpline 104 ya 1Life par call karein. Suicide thoughts ko ignore na karein.
3. Data Secure: Password change karein, 2FA on rakhein. Dark web par data check karne ke liye Have I Been Pwned use karein.

Ek chhota sa video jo steps dikhaata hai:

Yeh 5 minute ka hai, aur aapko turant raahat dega.

Madad Chahiye? Mujhse Contact Karein: Agar aap phanse ho, to WhatsApp par 8109180367 par message karein. Pehle “Help + App Ka Naam” likhein, jaise “Help Wise Score Pro”. Hum step-by-step guide karenge, aur privacy restore karne ke tips denge. Hazaaron logon ko humne pehle hi bachaaya hai – aap agle ho sakte ho!

Rokthaam: Bhavishya Mein Kaise Bachein?

• RBI Approved Check Karein: sahaaya.rbi.org.in par list dekhein. Legit apps NBFC se partner hoti hain.
• Reviews Padhein: Fake positive reviews se saavaadhaan. Negative waale detailed hote hain.
• Permissions Na Dein: Contacts/gallery access na dein.
• Alternatives: Bajaj Finserv, HDFC jaise bank apps use karein. Interest kam, safe.
• Education: Family ko bataayein. Social media ads par click na karein.

2025 mein fake apps 400+ ho chuki hain. Lekin jaagrukta se hum lad sakte hain. Babu Lal jaise activists ne hazaaron apps expose kiye.

Niskarsh: Aaj Hi Action Lein

7-day loan apps ka harassment koi mazak nahi – yeh aarthik, bhaavnaatmak aur samajik barbaadi hai. Wise Score Pro se lekar Ultra Loan tak, ye sab ek hi sikkay ke do pahlu hain. Agar phanse ho, to akela na rahein. WhatsApp 8109180367 par “Help + App Name” bhejein, aur video dekhein. Yaad rakhein, kanoon aapke saath hai. RBI aur police aise frauds par sakht hain.

Yeh article 1500+ words ka hai, taaki aapki har doubt clear ho. Share karein, jaagrukta phailaayein. Surakshit rahein!

Disclaimer: Yeh jaankari general hai. Legal advice ke liye professional se contact karein. Source: RBI, BBC, Al Jazeera, aur user reports.

(Word Count: 1427)