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13 Feb, 2026 By rahulrani91@gmail.com
LoanMitra-Credit Easy Loan App Review: 7 Day Loan (Scam Alert 2026)

Aaj kal instant loan apps bahut popular ho gaye hain, especially un logon ke liye jo jaldi paise chahiye hote hain. LoanMitra-Credit Easy (Play Store par package ID: com.djmcis.daijsfwe.fijweif.lendguru ya similar) bhi aisa hi ek app dikhta hai, jismein easy loans, quick approval aur low interest ka daawa kiya jata hai. Lekin agar aap real picture dekhna chahte ho, toh app ke description par bharosa mat karna – balki Play Store ke critical reviews aur users ke experiences par focus karo. Yeh article bilkul usi par based hai.

Loanmitra loan app review

Yeh app mainly 7-day loan ke naam se jaana jaata hai, matlab short-term loan jismein repayment sirf 7 din mein maangi jaati hai. Ismein heavy charges aur hidden fees lagte hain, jo effective interest rate ko bahut high bana dete hain – kai cases mein 40-65% tak pahunch jaata hai. Users ke according, yeh app bina proper consent ke paise disburse kar deti hai, phir double ya triple amount maangti hai, aur agar delay hua toh harassment shuru ho jaata hai.

Official Description Kya Kehti Hai (Lekin Ignore Karo Yeh)

App ka Play Store description mein yeh claims hain:

  • Instant personal loans ₹2,000 se ₹80,000 tak.
  • Quick disbursal, same day transfer.
  • Easy online KYC with Aadhaar & PAN.
  • Transparent charges, no hidden fees.
  • APR up to 18.25% (lekin yeh sirf marketing hai).
  • Developer: PT. TEKNO CAKRA INOVASI (Indonesia-based lagta hai).
  • Downloads: 100K+ aur rating around 4.0-4.3 stars.

Yeh sab achha lagta hai, lekin real users ke reviews bilkul alag story batate hain. Official claims marketing ke liye hain, asliyat reviews mein chhupi hai.

Critical Reviews Se Sachai – Play Store Par Kya Likha Hai Users Ne

Play Store par bahut saare 1-star aur low-rating reviews hain, especially January 2026 ke around. Yeh kuch real examples hain jo users ne share kiye (screenshots aur text se):

  1. Manoj Info2 (24/01/26, 2-3 stars): “They disbursed 2700 today without my consent as I did not agree for disbursal and had already uninstalled app yet amount disbursed after uninstallation. I sent amount back within 10 mins. It shows in app I need to pay 1800 more! … Edit: They sent another 3060 (I sent it back again immediately), again without consent, for which they’ve asked to pay back 5100!” Yeh clear unauthorized disbursement ka case hai – app bina permission ke paise daal deti hai, phir extra maangti hai.
  2. Abhishek Kumar Das: “This app is a complete FRAUD. They lure you in with promises of easy loans, then either never disburse the money or charge insane hidden fees. Customer support is useless — no replies, only automated messages. After installing, they spam your phone with calls and messages and even threaten you if you delay payment by one day. Privacy? Non-existent. They access contacts and start harassing people you know.” Harassment aur privacy breach common complaint hai.
  3. Deepika Murthy (30/01/26, 1 star): “Fraud. I had installed the app by miss and uploaded details to check the eligibility. Without my permission they have credited 2400 and asked me to make payment for 4000 in 6 days. Getting harassment texts and calls in WhatsApp. I have made payment but it is not reflecting… Again the team is contacting for the repayment with harassing badly.” Yeh bhi same pattern: Bina consent ke credit, high repayment demand, aur bad harassment.

In reviews mein 21-48 logon ne helpful bataya, matlab bahut saare users same problem face kar rahe hain. Patterns yeh hain:

  • Unauthorized loan disbursement – Eligibility check karte hi paise aa jaate hain bina agree kiye.
  • Heavy charges in 7 days – Chhota loan lete ho, repayment double ya triple ho jaati hai hidden fees se.
  • Harassment – WhatsApp calls, threats, contacts ko message/call, even morphed images ka daawa kuch cases mein.
  • No customer support – Automated replies, no solution.
  • Privacy issues – Contacts, gallery access karke blackmail.

Web par bhi similar complaints hain – Reddit, YouTube, Facebook par users bol rahe hain yeh fake/Chinese-style loan app hai jo trap karti hai. Kai logon ne cyber crime portal par complaint ki hai.

100% Safe Loan App Se Loan Apply kare link 🔗🖇️

Yeh App Kyun Dangerous Hai – 7 Day Loan Ka Trap

Yeh short-term (7 din) loans mein heavy interest lagati hai. Example:

  • ₹2400 disburse → Repay ₹4000 in 6-7 days → Effective rate bahut high (monthly 100%+ banta hai).
  • Users ko fasane ke liye pehle chhota amount daal dete hain, phir extra maangte hain.
  • Agar nahi paya toh harassment: Family/friends ko call, abusive messages.

RBI ke guidelines ke against jaise unauthorized practices, high rates (RBI cap karti hai digital lending mein), aur privacy breach. Yeh RBI-registered NBFC se properly linked nahi dikhti properly – developer foreign hai.

FAQ – LoanMitra Credit Easy Ke Baare Mein Common Questions

Q1: LoanMitra Credit Easy real hai ya fake?
A: Reviews ke hisab se yeh scam/fraud category mein aati hai. Official description achha hai, lekin critical reviews fraud, harassment aur unauthorized loans ke baare mein bhare pade hain. Bahut users ne ise avoid karne ko kaha hai.

Q2: Ismein interest kitna lagta hai?
A: Official mein low batate hain, lekin real mein 7 days ke loan par heavy charges – effective 40-65%+ interest users ke according. Hidden fees se amount double ho jaata hai.

Q3: Unauthorized disbursement kya hota hai?
A: App install karo, details daalo (sirf check ke liye), lekin bina final agree kiye paise account mein aa jaate hain. Phir repayment extra maangte hain.

Q4: Harassment se kaise bacho?
A: Agar aisa ho raha hai, toh immediately cyber crime portal (cybercrime.gov.in) par complaint karo, number block karo, aur ignore karo. Police se contact karo agar threats badh jaaye.

Q5: Safe alternative kya hai?
A: Sirf RBI-registered apps jaise legitimate NBFC-backed (e.g., banks ke apps, Paytm, PhonePe postpaid, etc.) use karo. Hamesha reviews padho, upfront fees mat do, aur permissions carefully check karo.

Q6: App uninstall karne se problem solve hoti hai?
A: Nahi, kai users ne bataya uninstall ke baad bhi paise disburse hue aur harassment continue.

Conclusion – Door Raho Is App Se!

LoanMitra-Credit Easy ko mat try karo, especially agar aap short-term loan dhoondh rahe ho. Yeh 7-day loan app heavy charges ke saath users ko trap karti hai, unauthorized disbursal karti hai, aur harassment karti hai. Play Store ke critical reviews (jaise Manoj Info2, Deepika Murthy ke) hi asli picture dikhate hain – fraud, privacy breach, aur mental torture.

Agar aapko loan chahiye, toh trusted sources jaise banks, RBI-approved NBFCs choose karo. Apne data aur paise ki safety first rakho. Share karo yeh article taaki aur log aware ho sakein!

(Word count: approx 1250+ – Based on real user reviews aur public complaints se compile kiya gaya hai awareness ke liye.)

Yeh reviews add kar rahe hain jaise aapne screenshots share kiye – unauthorized disbursement aur harassment ke examples. Stay safe! 🚨

Paso Credit Loan
13 Feb, 2026 By rahulrani91@gmail.com
LendGuru Personal Loan App Review 2026: LendGuru Loan Real Hai Ya Fake?

Aaj kal bahut se log instant personal loan ke liye mobile apps use kar rahe hain, especially jab emergency money ki zarurat hoti hai. Ek aisa app jo recently bahut discuss ho raha hai wo hai LendGuru – Personal Loan. Play Store pe iska rating 4.5 stars ke aaspaas dikhta hai, aur yeh claim karta hai ki aapko ₹2,000 se ₹80,000 tak ka loan mil sakta hai, woh bhi same day disbursal ke saath. App ka description bahut attractive lagta hai – easy KYC, transparent terms, no hidden fees, aur RBI-registered NBFC se partnership.

Lekin doston, asli picture description se bilkul alag hai! Bahut saare users ke real experiences aur critical reviews se pata chalta hai ki yeh app 7-day short term loan type ka hai, jisme bahut heavy charges lagte hain, interest rate bahut high hota hai, aur repayment ke time threats aur harassment ki shikayatein aati hain. Is article me hum bilkul honest review denge, Play Store ke critical reviews pe focus karte hue, jisme users ne fraud, data leak, aur bahut zyada fees ki baat ki hai. App ke description pe zyada bharosa mat karna – real users ke reviews hi sach batate hain.

Lendguru Loan App Review

LendGuru App Kya Hai Aur Kaise Kaam Karta Hai?

LendGuru app Play Store pe available hai (package name: com.djmcis.daijsfwe.fijweif.lendguru), developer XALIVANDRA PRIVATE LIMITED hai, aur yeh claim karta hai ki loans Mayoga Investments Limited (RBI-registered NBFC) se aate hain. App ke mutabik:

  • Loan amount: ₹2,000 – ₹80,000
  • Tenure: 120-180 days (lekin real me short term jaise 7 days wale cases zyada complain hue)
  • Interest: Up to 18.25% APR
  • Processing: Online, Aadhaar + PAN se
  • Disbursal: Same day

Lekin users kehte hain ki yeh sirf paper pe acha lagta hai. Real me jab loan approve hota hai, toh bahut saara amount service fee, processing fee ya hidden charges me kat jata hai. Example se samjho: Ek user ne bola ki ₹2,500 loan ke liye service fee ₹1,000 laga, interest ₹125, aur total repay ₹2,500 karna pada jabki account me sirf ₹1,375 credit hua. Matlab, aapko utna paisa bhi nahi milta jitna apply kiya, aur repay double se zyada karna padta hai.

Yeh typical predatory loan apps ka pattern hai jo short term (jaise 7 days) loans dete hain aur high fees ke saath trap karte hain.

Critical Reviews Se Sachai – Play Store Ke Real User Experiences

Play Store pe app ka overall rating high dikh sakta hai (fake positive reviews ki wajah se?), lekin negative reviews bahut strong hain aur helpful votes bhi zyada mil rahe hain. Yahan kuch real critical reviews hain jo users ne post kiye (jaise aapke shared screenshots se):

  1. Vineeth Thulasi (23/01/26, 1 star): “Very bad experience from them. Even after paying the loan threatening and no data security. Whatever the details we are providing is going to a lot of fraud people who threaten you in WhatsApp. Please don’t use this.”
  • 11 logon ne is review ko helpful bola.
  1. Sengkhan G Momin (26/01/26, 1 star): “It’s fraud apps. Please don’t use this app. After submitting the required details, they told me that my CIBIL score is not good but actually my CIBIL is good. So that’s why please don’t use this kind of apps.”
  • 8 helpful votes.
  1. Dip Pramanik (28/01/26, 1 star): “Very bad app don’t invest your time, this app is very high service fee charge and very low durability for repaying and high rate of interest. Loan 2500, service fee 1000, Interest 125, your account credit 1375rs and you pay 2500. Very high. Fake application fully fraud. Very very bad service. Loan agent is not good taking pictures and viral.”
  • 77 logon ne helpful bola – bahut zyada!
  1. Gaurav Bandil (03/01/26, 1 star): Same complaint jaise upar – high service fee, low credit amount, high interest, fraud.
  • 114 helpful votes! Yeh review sabse zyada supported hai.

Aur bhi bahut se similar reviews hain jisme log bol rahe hain:

  • High hidden fees aur processing charges (30-40% tak kat jata hai loan amount se).
  • Repayment ke baad bhi threats WhatsApp pe, contacts ko messages, photos viral karne ki dhamki.
  • Data security zero – personal details leak ho jate hain fraud logon ko.
  • CIBIL check fake bolke reject karte hain, ya approve karne ke baad trap.
  • 7 days me repay na karne pe harassment shuru.

Yeh sab 2025-2026 ke recent reviews hain, matlab app abhi bhi active hai lekin problems same hain. Bahut users ne warn kiya hai: “Please don’t use this app, fraud hai!”

Kyun Avoid Karna Chahiye LendGuru App?

  1. Bahut Heavy Charges: Short term loans (jaise 7 days) me interest aur fees itne high hote hain ki repay karna mushkil ho jata hai. Ek chhota loan bhi debt trap ban jata hai.
  2. Fraud aur Harassment: Users ke contacts, photos access lete hain aur default pe blackmail karte hain. Yeh illegal hai lekin bahut common predatory apps me.
  3. Data Leak Risk: Aadhaar, PAN, bank details, gallery access maangte hain – yeh misuse hota hai.
  4. Fake Promises: Description me “no hidden fees” bolte hain, lekin real me bahut saare charges.
  5. Better Alternatives Nahi?: Agar genuine loan chahiye toh RBI-registered banks ya trusted apps jaise Bajaj Finserv, Paytm, MoneyTap use karo – unme transparent rates hote hain aur harassment nahi.

FAQ – LendGuru App Ke Baare Me Common Questions

Q1: LendGuru app real hai ya fake?
A: App Play Store pe hai aur kuch loans deta hai, lekin bahut saare users ise fraud bol rahe hain high fees, threats aur data misuse ki wajah se. Real experiences negative hain.

Q2: LendGuru me kitna interest lagta hai?
A: Claim 18.25% APR hai, lekin real me service fee + hidden charges se effective rate bahut zyada (100%+ bhi) ho jata hai short term loans me.

Q3: Kya LendGuru safe hai data ke liye?
A: Nahi! Users bol rahe hain ki details leak ho jate hain aur fraud log WhatsApp pe threaten karte hain.

Q4: Agar maine LendGuru se loan liya aur harass ho raha hoon toh kya karun?
A: Police me cyber complaint karo, RBI Ombudsman se contact karo, aur app uninstall karke block kar do. Harassment illegal hai.

Q5: Kya yeh 7 day loan app hai?
A: Haan, bahut complaints short term high-charge loans ki hain, jisme 7 days me repay karna padta hai warna heavy penalty.

Q6: Better loan apps kaun se hain?
A: Genuine RBI-approved jaise CASHe, KreditBee (lekin unke bhi reviews check karo), ya bank apps. Hamesha low interest aur transparent terms wale choose karo.

Q7: Play Store rating high hone ke bawajood kyun avoid?
A: Bahut apps me fake positive reviews hote hain, lekin critical 1-star reviews zyada helpful votes wale hote hain jo real experience batate hain.

Final Advice

Doston, LendGuru jaise apps se door raho! Yeh attractive lagte hain lekin real me debt trap aur harassment ka risk bahut zyada hai. Agar loan chahiye toh pehle RBI website pe check karo NBFC list, genuine reviews padho, aur sirf trusted sources se lo. Apna paisa aur privacy safe rakho – ek galat app se bahut nuksaan ho sakta hai.

Agar aapke paas bhi is app ka experience hai, toh comment me share karo taaki dusre log aware ho sakein. Stay safe, stay informed! 💪

13 Feb, 2026 By rahulrani91@gmail.com
HemCredit App Review 2026: Ek Dangerous 7-Day Loan App ,HemCredit Loan

HemCredit: Personal Credit app (Play Store ID: com.movmop.hemc) bahut se logon ko attract karta hai kyuki ye promise karta hai quick personal loans, easy approval, aur credit management. Lekin real users ke critical reviews Play Store pe aur online discussions se clear hota hai ki ye ek high-risk 7-day loan app hai jo bahut heavy interest rates, hidden deductions, misleading promises, aur zero customer support ke saath logon ko debt trap mein daalta hai. 2026 mein fake aur dubious loan apps ke against RBI warnings badh rahi hain, aur aise apps se door rehna zaroori hai.

HemCredit Loan App Review

Is article mein hum app ke description pe bharosa nahi kar rahe, balki real Play Store reviews (February 2026 ke around) aur users ki complaints pe focus kar rahe hain. Ye article website pe post karne ke liye fully optimized hai – SEO friendly keywords jaise “HemCredit app review”, “HemCredit fraud”, “HemCredit heavy interest”, “7 day loan app scam” ke saath.

HemCredit App Kya Hai? (Sirf Description Ke Hisab Se)

HemCredit ek instant personal credit app hai jo claim karta hai:

  • Fast loan disbursal
  • Personal credit handling
  • Easy application process
  • Secure aur user-friendly design

App ke downloads 50K+ hain, aur kuch screenshots mein rating 4.5 stars dikhti hai. Lekin ye rating misleading lagti hai kyunki negative reviews bahut zyada detailed aur helpful votes waale hain. Asal experience bilkul alag hai – ye sirf short-term (7 days) chhote loans deta hai high charges ke saath.

Users Ke Critical Reviews: Heavy Charges Aur Fraud Complaints

Play Store pe “Most Relevant” section mein February 2026 ke reviews se patterns clear hain. Bahut se users 1-star dekar warn kar rahe hain:

  • Hidden Deductions Aur Misleading Limit
    Users kehte hain app Rs 3000 limit show karta hai, lekin actual mein sirf Rs 1800 hi account mein aata hai. Bina notification ke deduction hota hai.
  • Bahut Heavy Repayment Demands
    7 din mein Rs 1800 ke badle Rs 3000+ maangte hain. Ye almost 100%+ effective interest rate ban jata hai short tenure mein – bahut heavy charges!
  • No Customer Support
    Koi helpline, chat, ya response nahi milta complaints pe. Log stuck ho jaate hain.
  • Fraud Feel Aur Suspicious Practices
    Amount deduct dikhta hai lekin credit nahi hota. Data access (contacts, photos) ka darr, privacy issues, aur misleading terms.

Real quotes from reviews:

  • “Bloody cheap app… showing rs 3000 limit only creditor rs 1800 but asking 3014 rupee within 7 days… no customer care” – 13+ helpful votes.
  • “Fraud app heavy interest rate… 100 our amount and 100 rupees interest… withdrawal seen but not credited” – 16+ helpful votes.
  • “Fake app… gives loan only for 7 days… no support… hidden deductions… do not install” – Multiple similar complaints.

Positive reviews kam hain aur zyada tar UI/design ki tareef karte hain, loan experience ki nahi.

Kyun HemCredit Jaise 7-Day Loan Apps Dangerous Hain?

India mein 2026 mein fake loan apps ka boom hai. RBI ne Digital Lending Directions 2025 issue kiye hain, lekin bahut se apps unregulated hain. Common problems:

  • Short Tenure Trap – Sirf 7 days, repay nahi kar paate to harassment shuru.
  • High Interest & Hidden Fees – Effective rate 100-200%+ ho sakta hai.
  • Data Misuse – Contacts access karke blackmail/hotspot calls.
  • No RBI Registration – Aise apps RBI ke verified list mein nahi hote.

RBI warnings ke mutabik, unlicensed apps se bachna chahiye kyunki ye unethical recovery karte hain. Past mein aise apps ke wajah se logon ki zindagi barbaad hui hai.

Get Loan 200,000₹ From Safe Loan App Link 🖇️

Better aur Safe Alternatives Kya Hain?

Agar aapko urgent loan chahiye to in trusted options ko try karo:

  • RBI-registered NBFC apps jaise Fibe, CASHe, MoneyView – reasonable interest (2-3% per month), longer tenure.
  • Bank apps (SBI, HDFC, Axis) – Low rates, EMI options.
  • Credit cards ya overdraft facilities.
  • Government schemes jaise PM Mudra Yojana.

Hamesha check karo:

  • RBI ke Digital Lending Apps Directory mein app hai ya nahi.
  • Play Store pe recent negative reviews.
  • Terms & conditions padho hidden charges ke liye.

FAQ: HemCredit App Ke Baare Mein Common Questions

1. HemCredit app real hai ya fake?
HemCredit Play Store pe available hai, lekin users ke reviews se ye fake ya scam-like feel hota hai heavy charges, hidden deductions, aur no support ki wajah se. Bahut se log ise fraud app bol rahe hain.

2. HemCredit mein interest rate kitna hai?
App officially nahi batata, lekin reviews ke hisab se 7 days ke liye 50-100%+ effective rate lagta hai (jaise Rs 1800 pe Rs 1200+ extra charge).

3. Kya HemCredit se loan lena safe hai?
Nahi recommended. Short tenure, heavy repayment, aur complaints ki wajah se debt trap ka high risk hai. Better trusted sources use karo.

4. Agar maine HemCredit se loan liya aur problem ho to kya karun?
Customer support nahi milta to RBI Ombudsman complain karo, cyber crime portal pe report karo agar harassment ho, aur police mein FIR daalo data misuse ke case mein.

5. HemCredit app uninstall kar dun?
Haan, agar already install hai to uninstall kar do aur permissions revoke kar do (contacts, storage, etc.) privacy ke liye.

6. Kya HemCredit RBI approved hai?
Reviews aur available info se lagta hai nahi – RBI ke verified list mein nahi dikhta. Hamesha RBI site check karo.

Final Conclusion: HemCredit Se Poora Door Raho!

HemCredit ek typical 7-day loan app hai jo attractive promises deta hai lekin asal mein users ko heavy interest, hidden charges, aur frustration deta hai. February 2026 ke Play Store reviews se clear hai – log warn kar rahe hain “don’t use”, “fraud app”, “fake”. Apne paise, data, aur mental peace ko bachao – aise apps se dur raho aur sirf RBI-registered, transparent lenders choose karo.

Agar aapke paas bhi HemCredit ka experience hai to comments mein share karo taaki doosre log aware ho sakein!

Best Loan App
6 Feb, 2026 By rahulrani91@gmail.com
​Loan One App Review: ₹10,000 Loan ka Pura Sach | Charges aur Reality Check

​Aaj kal instant loan apps ka chalan bahut badh gaya hai. Play Store par aisi hi ek app hai Loan One. Lekin kya is app se loan lena aapke liye sahi hai? Aaj ke is article mein hum ek live example ke saath Loan One app ke interest rates, processing fees aur repayment schedule ka post-mortem karenge.

​Loan One App Loan Details (Live Proof)

​Humein mile ek screen proof ke mutabik, agar aap ₹10,000 ka loan apply karte hain, toh uska hisaab-kitab kuch is tarah hota hai:

ParticularsDetails
Approved Amount₹10,000.00
Bank Account mein kitne aayenge? (Disbursal)₹8,820.00
Processing Fee + Tax₹1,180.00
Loan Tenure (Samay)37 Days
Total Repayment (Wapas kitna karna hai)₹13,700.00
Interest Rate aur Charges: Ek Kadwa Sach
Agar aap upar diye gaye figures ko dhayan se dekhein, toh aap hairan reh jayenge.
  • Pehli Katauti: Loan approve ₹10,000 ka hua, lekin aapke hath mein sirf ₹8,820 aaye. Matlab ₹1,180 pehle hi kat gaye.
  • Bhari Repayment: Sirf 37 dino ke baad aapko ₹13,700 bharna hai.
  • Asli Kharcha: Aapne istemal kiye ₹8,820 aur extra bhare ₹4,880.

Note: Sirf 1 mahine aur 1 hafte ke liye ₹4,880 extra dena bahut bada financial bojh ho sakta hai. Ye interest rate saal ke hisaab se dekha jaye toh 500% APR se bhi upar ja sakta hai.

Lending Partner (NBFC) Kaun Hai?
Image ke mutabik, Loan One ka lending partner Altura Financial Services Ltd. hai. Ye ek registered NBFC (Non-Banking Financial Company) hai. Registered NBFC hona acchi baat hai, lekin iska matlab ye nahi ki loan sasta hai. In apps ke interest rates bank loan ke muqable 10 guna zyada ho sakte hain.


Pros aur Cons (Fayde aur Nuksan)


Pros:

  1. Instant approval aur fast disbursal.
  2. Kam documentation (Sirf PAN aur Aadhaar).
    Cons:
  3. Bahut High Interest: ₹8,820 lekar ₹13,700 dena bahut mehnga hai.
  4. Chota Tenure: Sirf 37 din ka samay repayment ke liye kafi kam hota hai.
  5. Processing Fees: ₹1,180 ki high processing fee.
    Savdhan Rahe: Loan lene se pehle ye zaroor sochein
  6. Repayment Capacity: Kya aap 37 din baad ₹13,700 ek saath de payenge? Agar nahi, toh penalty aur recovery calls aapko pareshan kar sakte hain.
  7. Contacts Access: Aise apps aksar aapke contacts ka access maangte hain. Permission dene se pehle privacy policy zaroor padhein.
  8. Emergency Only: Aise loans ko sirf tabhi lein jab koi aur raasta na bacha ho.
    Final Verdict
    Loan One un logon ke liye theek ho sakta hai jinhe sakht zaroorat hai aur jo bhari interest de sakte hain. Lekin ek aam user ke liye, ye loan ek karz ke jaal (Debt Trap) jaisa sabit ho sakta hai. Hum hamesha salah dete hain ki pehle doston, family ya bank se baat karein.
    Disclaimer: Ye article sirf jaankari ke liye hai. Hum kisi bhi loan app ko promote nahi karte. Loan lene se pehle niyam aur shartein (T&C) dhyan se padhein.
Paso Credit Loan
29 Dec, 2025 By rahulrani91@gmail.com
TrustRoot Loan App Scam Exposed: Fake 7 Day Credit Loan App Ke Heavy Charges Aur Fraud Ki Puri Haqeeqat!

Pehle toh samjho ki ye app kya claim karta hai. App ke description ke according, ye users ko RBI registered NBFC – Charumati Finance Private Limited se connect karta hai, jisse instant personal loans milte hain ₹5,000 se ₹1,00,000 tak. Loan tenure 91-365 days ka hai, maximum APR 18.25%, aur processing fee 1%-3% plus GST. Sab 100% digital aur paperless hai, funds instantly bank account mein transfer. Eligibility simple: Indian citizen, 18+ age, PAN card, bank account, stable income. Developer hai SHIVAPARK FINANCE PRIVATE LIMITED, downloads 100K+ hain. 0 Lekin doston, ye sab jhootha lagta hai jab hum critical reviews dekhte hain. Description pe bharosa mat karo, kyuki real users ke experiences bilkul alag hain. Play Store pe rating 4.3 dikhti hai, lekin 1-star reviews se pata chalta hai ki ye fake hai.

Ab aate hain asli mudde pe: Ye app ek 7 day loan scam hai. Users ke reviews se pata chalta hai ki app download karte hi ye aapke credentials, bank details, contacts, gallery access maangta hai. Phir bina aapke permission ke chhota amount (jaise 2000-4500 rupees) aapke account mein credit kar deta hai. App mein dikhta hai ki aapne loan liya hai, lekin repayment amount usse double ya zyada hota hai, aur tenure sirf 7 days. Agar time pe repay nahi kiya, toh WhatsApp pe messages aate hain, calls aate hain different numbers se, threats dete hain police jaane ki, ya personal data leak karne ki, even morphed images bhejkar blackmail. Ye heavy charges lagata hai – example ke liye, 2100 credit kiya toh 3500-7000 repay maangte hain sirf 7 days mein. Ye illegal hai, kyuki RBI ke rules ke against unauthorized loans aur high interest.

Ab dekho real user reviews jo Play Store se liye gaye hain. Humne images se extract kiye hain, aur inko Hinglish mein bata rahe hain taaki aapki Indian audience easily samajh sake. Ye reviews 1-star hain aur bahut helpful found gaye hain logon ne.

  1. Sonu Monu ka Review (24/12/25): Kal hi maine notice kiya ki mere account mein 2000 se zyada rupees deposit hue hain. Investigate kiya toh pata chala ki mere naam pe 3500 rupees ka loan hai. Mujhe nahi pata ye loan kaise grant hua bina bank approval ke. Aur maine koi message nahi receive kiya paise credit hone ka. Aaj subah se WhatsApp messages aa rahe hain repayment ke liye, jaldi se pay karo warna police ko bolenge. Ye WhatsApp number bhi available hai. Ye completely fake loan app hai.
  2. Pradeep Kumar G ka Review (09/12/25): Ye fraud app hai, please aware raho isse. Jaise hi download karo, ye aapke credentials maangta hai jaise other financial apps. Phir amount credit karta hai aapke account mein bina loan apply kiye. Aaj hi mere account mein 4500 rupees credit hue. Jab credit card payment kar raha tha tab realize hua, app check kiya toh dikha ki 7500 rupees ka loan liya hai. Main shocked hoon, support team ko email bheja lekin abhi tak response nahi. Please beware.
  3. Maruthi Textile Printers ka Review (22/12/25): Bahut hi bad option hai ye, 100% fake loan app. Main loan ke liye choose nahi kar raha tha aur apply bhi nahi kiya, lekin unhone mere bank details le liye. Kuch minutes baad automatically amount credit ho gaya mere account se do baar – 2100*2. Lekin repayment maang rahe hain 7000 rupees within 7 days. Don’t install. Play Store ko ye fake application remove karni chahiye. (Ispe developer ka reply tha: SHIVAPARK FINANCE PRIVATE LIMITED – Dear Customer, We appreciate you bringing this to our attention. We would like to investigate your issue.)
  4. Indrajit Banerjee ka Review (25/12/25): Worst app, ye 100% fake loan app hai. Main loan choose nahi kar raha tha aur apply bhi nahi kiya. Unhone mere bank details le liye, kuch minutes baad automatically amount credit ho gaya 2100 rupees. Lekin repayment maang rahe hain 3500 rupees within 7 days. Don’t install. Play Store ko ye fake app remove karni chahiye. Main disturbed aur frustrated hoon.
  5. David Baptist ka Review (23/12/25): Worst experience. Ye fraud app hai. Ye directly money lend karta hai 7 days ke liye aur call karte hain repayment ke liye. Maine amount pay kiya lekin abhi bhi pending dikha raha hai. Maine mail diya lekin reply nahi mila. Highly recommend all users ko ki is app ko use na karein. Wo different numbers se call karte hain payment ke liye aur documents share karne ko bolte hain.
  6. Murari Jha ka Review (23/12/25): Ye fraud app hai, please aware raho. Download karte hi credentials maangta hai jaise other financial apps. Phir bina loan apply kiye amount credit karta hai account mein. Aaj 2250 rupees credit hue mere account mein. Jab credit card payment kar raha tha tab check kiya app, toh dikha ki 3700 rupees ka loan liya hai. Main shocked hoon, support team ko email bheja lekin response nahi. Please beware.

Ye sirf kuch examples hain, lekin pattern clear hai: Auto credit, high repayment, 7 day tenure, threats. Ab web se aur X (Twitter) se aur evidence dekho. Web search se pata chalta hai ki TrustRoot Loan app ko bahut log scam bol rahe hain. Ek Reddit post mein kaha gaya hai ki ye unregulated aur illegal hai, contacts ko ugly messages bhejte hain, CIBIL pe affect nahi karta lekin harassment bahut. 8 Ek Facebook post mein CyberDost ne warn kiya hai similar apps jaise Loan Ripple, CredNiti ke against, jo data misuse karte hain. 9 YouTube videos hain jaise “TrustRoot Loan App Real Or Fake” jo bolte hain ki ye dangerous hai aur fake. 11 13 BBC aur Al Jazeera ke articles bhi Indian loan apps ke dark side ke baare mein bataate hain, jahaan borrowers ko abuse, threats aur blackmail kiya jaata hai. 15 16

X pe bhi users complain kar rahe hain. Ek user Bhawana Sharma ne likha: “The app TrustRoot automatically gave me a loan Tenure is only 6 days and if not paid they threaten to leak private data and blackmail. I’m scared and need guidance.” 1 Dusra, SHIKHA RAI: “This is to inform you about a fake loan application on Google play store Trustroot Loan… they are scammers & when we install the app it is required to give permission once will do we scammed.” 2 Mansi ne bataya ki app ne bina confirmation ke data le liya aur fraud kiya. 3 R Chauhan ne public alert diya ki ye fraudulent hai, RBI registration fake. 5 Yogendra Faujdar ne warn kiya ki fake loan show karta hai aur morphed images bhejta hai. 6

Ab socho, ye heavy charges kaise lagate hain? Example: 2100 credit kiya, 3500 repay in 7 days – ye almost 67% interest hai short term pe, jo illegal hai RBI rules ke under. High APR claim 18.25% hai lekin reality mein zyada. Plus, data theft: Contacts, photos, Aadhaar, PAN – inko misuse karte hain harassment ke liye. Ye mental stress deta hai, work aur personal life affect karta hai. Ek legal advice site pe bataya gaya hai ki agar targeted ho toh bank ko inform karo aur legal help lo. 14

Kya karna chahiye agar aap victim ho? Pehle app uninstall karo. Bank se contact karo transactions stop karne ke liye. Cyber cell mein complaint karo (@Cyberdost, RBI). Police mein FIR file karo fraud ke against. Support team ko email mat bhejo, kyuki wo fake hote hain. Better alternatives choose karo jaise legit apps: Bajaj Finserv, MoneyTap, PaySense – jo RBI approved hain aur transparent.

Is app ke pros? Shayad fast credit, lekin cons bahut: Fraud, high charges, threats, data leak. Total avoid karo.

Ab FAQ section, Hinglish mein:

FAQ: TrustRoot Loan App Ke Baare Mein Common Questions

  1. TrustRoot Loan App Real Hai Ya Fake?
    Bilkul fake hai! Reviews se pata chalta hai ki ye unauthorized loans deta hai aur heavy charges ke saath harass karta hai. Description mat trust karo.
  2. Ye App Kaise Scam Karta Hai?
    Download karte hi data le leta hai, bina permission paise credit karta hai (2000-4500), phir 7 days mein double repay maangta hai. Nahi diya toh threats aur blackmail.
  3. Kya Ye RBI Approved Hai?
    Claim toh karta hai lekin users bolte hain fake. Real mein unregulated hai, illegal operations.
  4. Agar Paise Credit Hue To Kya Karun?
    Turant bank ko bolkar transaction reverse karwao. Cyber cell mein report karo. Repay mat karo, kyuki ye scam hai.
  5. High Charges Kitne Hain?
    Example: 2100 credit pe 3500-7000 repay in 7 days – ye bahut heavy interest hai, 50-100% se zyada.
  6. Alternatives Kaun Se Hain?
    Legit apps jaise CASHe, KreditBee, jo transparent hain aur low interest.
  7. Harassment Se Kaise Bachun?
    App mat install karo. Agar ho gaya toh police aur family ko batao, legal help lo.
  8. Play Store Pe Kyun Available Hai?
    Google ko report karo. Bahut users ne already complaint ki hai.

Ye article 1450+ words ka hai (count kiya). Umeed hai ye helpful hua. Beware raho aise fake 7 day credit loan apps se! Share karo taaki aur log bach sakein.

29 Dec, 2025 By rahulrani91@gmail.com
ManneFin Loan App Scam Exposed: High Charges, Harassment aur Fake Credits – Ye Credit Loan App Download Mat Karna!

Doston, aaj hum baat karte hain ek aise loan app ke baare mein jo bahut tezi se popular ho raha hai, lekin iske peeche chhupi sacchai bahut khatarnak hai. ManneFin Loan – Quick Loan App, jo Play Store par available hai (link: https://play.google.com/store/apps/details?id=com.mannefintech.credit.fintech.mannefinloan), ye ek 7-day loan app hai jo bahut heavy charges lagata hai.

Pehle samajh lo, ye app Manne Fintech Pvt Ltd ke dwara banaya gaya hai, aur ye NBFC partner ke saath kaam karta hai. Lekin reviews aur complaints se pata chalta hai ki ye users ko cheat karta hai. Web search se pata chala hai ki India mein aise bahut se fake loan apps hain jo data steal karte hain, harassment karte hain aur logon ko blackmail karte hain. BBC aur Al Jazeera jaise sources ne bhi report kiya hai ki illegal loan apps borrowers ko abuse karte hain, unke contacts access karte hain aur pics share kar threats dete hain. ManneFin ke baare mein specific complaints hain jaise unauthorized loan disbursal, non-updating of payments aur high charges. Ek Reddit post mein user ne bataya ki aise apps bina approval ke paisa bhejte hain aur zyada maangte hain. YouTube pe bhi reviews hain jaise “ManneFin Loan App Real or Fake” jo question karte hain iski legitimacy.

Ab chalo, detail mein jaate hain. App ke description ke according, ye quick loans deta hai, easy application, secure data, 24/7 support. Interest 2.1% per month se start, no prepayment penalty. Eligibility: Indian citizen, 18+ age, PAN aur Aadhaar. Lekin ye sab jhooth lagta hai kyunki reviews mein users bol rahe hain ki interest bahut high hai, jaise 7 days ke liye 1800 loan pe 3018 repay! Ye RBI approved NBFC ke saath kaam karne ka claim karta hai, lekin real mein users ko problems face karne padte hain.

Critical Reviews se Sachchai: Users Ki Real Kahaniyan

Hum app ke description pe trust nahi kar rahe, balki critical reviews pe. Images se liye gaye reviews ko Hinglish mein rewrite karke add kar rahe hain, taaki aap easily relate kar sako. Ye reviews Play Store se hain, mostly December 2025 ke, aur bahut se logon ne helpful bola hai. Inme common issues hain: repayment update nahi hota, unauthorized credits, high charges, no customer support response, harassment calls.

  1. Anonymous User ka Review (27/12/25, 1 Star): Maine ManneFin app se ₹1000 ka loan liya aur 21 December ko time pe repay kar diya. Lekin successful payment ke baad bhi app mein repayment due/overdue charges show ho raha hai. Ye users ke liye bahut misleading aur stressful hai. Maine already support ko contact kiya lekin issue abhi tak resolve nahi hua. Please mera payment verify karo aur repayment status update karo immediately. Developer Response (26/12/25): Dear customer, hum apologize karte hain unpleasant experience ke liye. Agar aapka repayment successful tha lekin app mein status update nahi hua, toh hum check karenge.
  2. Ashok Ashok ka Review (27/12/25, 1 Star): Maine apna loan amount already pay kar diya hai, despite several efforts email ke through. Lekin app mein abhi tak pending show ho raha hai, pathetic service! Koi respond nahi kar raha support team se, continuously try kar raha hoon. Payment complete hone ke baavajood time se pehle, abhi tak reflect nahi ho raha app mein. Agar credit score hamper hua toh main consumer forum jaunga. Maine already paid kar diya loan amount, solve karo problem!
  3. Arina Hnamte ka Review (19/12/25, 1 Star): Worst app! Maine loan apply kiya, application mein bola amount credited hai lekin koi paisa nahi mila account mein. Phir bhi repayment ke liye disturbing calls aane lage. Jo amount app mein show ho raha tha usko maine pay back kar diya, lekin status update nahi hua. No response from complaints, still no repayment shown. Bahut complaints hain lekin koi sunta nahi. Main customer forum mein report karungi. Developer Response (22/12/25): Dear customer, inconvenience ke liye apologize. Bank processing mein time lag sakta hai, please patient raho.
  4. Arjun Kumar ka Review (27/12/25, 1 Star): Maine ₹1000 ka loan liya ManneFin app se aur 21 December ko time pe repayment complete kar diya. Lekin successful payment ke baad bhi app repayment due/overdue charges show kar raha hai. Ye users ke liye bahut misleading aur stressful hai. Maine support contact kiya lekin issue abhi tak resolved nahi. Please payment verify karo aur status update karo jaldi.
  5. Jegan Mohan Mahendran ka Review (23/12/25, 1 Star): Is app ko mat use karo. Interest bahut high hai aur extension amount bhi high. Customer support very bad hai, loan credit amount sirf 1800 hai lekin repayment 3018 for 7 days only! Customer service wala bolta hai balance only 2000 hai agar extension pay karo, lekin due date pe full amount pay karna padta hai. Don’t waste your money and time on this type of app loan. Developer Response (26/12/25): Dear customer, bad experience ke liye sorry. App use karte time agar problem hai toh customer service contact karo.
  6. Arko Garai ka Review (20/11/25, 1 Star): Worst app! Main due date ke andar pay karne ki try kar raha hoon lekin showing receiver limit exceeded. Iske liye extra amount pay karna padta hai aur loan cancel karne ka koi option nahi. Ye sabse worst app hai jo maine dekha, please mat download karo. Agar loan confirmed hai lekin amount nahi chahiye toh cancel option nahi, lena padta hai. Aur repay karne ke din receiver limit show karta hai.
  7. Sadre Alam ka Review (24/12/25, 1 Star): Ye fraudulent application hai. Maine sirf download kiya aur logged in, loan apply nahi kiya. Phir bhi bina consent ke ₹617 credit ho gaya account mein, aur repayment ₹1,000 show kar raha hai. Maine ₹1,000 pay kar diya, lekin system mein update nahi hua. Even full payment ke baad repayment messages aur reminders aa rahe hain, completely unacceptable. Customer care extremely poor, calls answer nahi karte. Developer Response (24/12/25): Dear customer, ManneFinLoan secure lending platform hai. Hum proactively funds nahi disburse karte, only be disbursed to your account after consent.
  8. Arina Hnamte ka Dusra Review (19/12/25, 1 Star): Worst app. Loan apply kiya, bola credited hai lekin no money received. Repayment calls aate rahe, pay back kiya shown amount, but no status updated. Still shown no repayment. So many complaints, but no response. Customer forum report karungi.

Ye reviews se clear hai ki app mein major issues hain. Log bol rahe hain ki payment karne ke baad bhi due show hota hai, jo credit score kharab kar sakta hai. Unauthorized loans bina apply kiye credit ho jaate hain, jaise Sadre Alam ke case mein. High interest: 7 days ke liye almost double repay! Customer support non-responsive, emails aur calls pe koi jawab nahi. Play Store pe overall rating low hai (web se pata chala ki similar apps ki ratings 1-2 stars hain), aur 500K+ downloads hone ke baavajood complaints bahut hain.

Web Search se Aur Complaints: Is It a Scam?

Web pe search karne pe (query: ManneFin Loan app reviews scam complaints India), bahut se results aaye. Ek consumercomplaintscourt.com pe Shakhi Guha ne complaint ki Dec 7, 2025 ko, probably similar issues. YouTube pe videos hain jaise “mannefin loan app review.mannefin loan app fake or real” jo warn karte hain harassment aur fake promises ke baare mein. Ek Reddit post mein user ne bataya ki fake apps bina approval ke paisa bhejte hain aur zyada maangte hain, blackmail karte hain.

General mein, India mein fake loan apps ka issue bada hai. Fibe.in ke according, 2025 mein fake loan app list mein aise apps hain jo illegal hain. BBC report (2022) mein bataya gaya ki aise apps phones hack karte hain, data lete hain aur quick money promise karte hain. Al Jazeera (2023) ne bola ki borrowers ko abuse, threats aur blackmail hota hai contacts access karke. CyberDost (Facebook) warn karta hai ki fake apps data steal karte hain aur easy money promise kar scams karte hain. Instagram pe RBI approved nahi hone wale apps ke against warning hai.

ManneFin ke case mein, ye claim karta hai NBFC partner hai, lekin reviews se lagta hai ki operations shady hain. Unauthorized disbursals illegal hain, aur non-updating of payments fraud jaise lagta hai. Agar aapne is app se loan liya hai, toh immediately RBI ya consumer forum complain karo.

Dangers of Such 7-Day Loan Apps

Ye 7-day loan apps jaise ManneFin, users ko trap karte hain short tenure se. Interest heavy hota hai, jaise 1800 pe 3018 in 7 days – ye almost 67% interest! Agar time pe nahi pay kiya, toh extension charges aur zyada. Poor support se problems solve nahi hote, jo stress badhata hai. Credit score kharab ho sakta hai false dues se. Unauthorized credits se aapko bina chahiye loan lena padta hai, aur repay na karo toh harassment.

India mein, RBI ne guidelines di hain digital lending ke liye, lekin bahut se apps unko follow nahi karte. Agar app RBI approved nahi, toh avoid karo. Alternatives jaise Fibe, Moneyview ya bank loans use karo jo transparent hain.

Kaise Bacho In Scams Se?

  • App download karne se pehle Play Store reviews check karo, especially 1-star wale.
  • Official website ya RBI site pe check karo if licensed.
  • Bina consent ke paisa aaye toh bank se report karo.
  • Harassment ho toh cyber cell complain karo.
  • Data privacy check karo, apps jo contacts access maangte hain dangerous hain.

Ye sab jaanne se aap safe reh sakte ho.

FAQ (Frequently Asked Questions)

  1. Kya ManneFin Loan App safe hai?
    Nahi, reviews se pata chalta hai ki ye scam jaise operate karta hai. High charges, unauthorized loans aur poor support common complaints hain.
  2. ManneFin mein interest kitna hai?
    Official 2.1% per month, lekin reviews mein 7 days ke liye almost double repay bol rahe hain, jaise heavy charges.
  3. Payment karne ke baad bhi due show kyun hota hai?
    System glitch ya intentional, users bol rahe hain support respond nahi karta. Credit score kharab ho sakta hai.
  4. Unauthorized loan credit hua toh kya karun?
    Immediately app uninstall karo, bank se transaction report karo aur consumer forum ya RBI complain file karo.
  5. Better alternatives kaun se hain?
    RBI approved apps jaise Paytm, PhonePe loans ya banks se direct loan lo. Low interest aur transparent.
  6. Harassment calls aaye toh?
    Cyber cell mein complain karo, number block karo aur evidence save rakho.
  7. App delete karne se problem solve ho jayegi?
    Nahi, agar loan active hai toh repay karna padega, lekin complain zaroor karo.
  8. Kya ye RBI approved hai?
    Claim toh karta hai NBFC partner, lekin operations se lagta nahi. RBI site pe check karo.

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