Credibloan App Review 2026: CredibLoan Real Hai Ya Fake? 7 Day Loan App

Aaj kal India mein instant loan apps bahut popular ho gaye hain, especially jab urgent paise ki zarurat padti hai. Ek aisa app jo Play Store pe milta hai wo hai Credibloan (developer: Shashwat Infosystem Private Limited). Ye app claim karta hai ki ye instant personal loan deta hai up to ₹200,000 tak, with quick approval aur easy process. Lekin users ke reviews aur complaints dekh kar lagta hai ki ye ek typical 7 day loan app hai jo bahut heavy charges lagata hai aur bahut se logon ke liye problem ban jata hai.

Is article mein hum Credibloan app ka honest review denge, specially 2026 ke latest Play Store reviews ke basis pe. Hum app ke official description pe zyada bharosa nahi kar rahe, balki real users ke critical reviews pe focus kar rahe hain jo Play Store pe dikhte hain. Bahut se users isko fraud, fake, aur unsafe bol rahe hain. Chaliye detail mein samajhte hain.

Credibloan App Kya Hai? Official Claims vs Reality

Official taur pe Credibloan ek credit line app hai jo urgent needs ke liye instant financial help deta hai. Ye keh raha hai ki advanced technology se aapka profile check karke credit limit decide karta hai, aur loans NBFC partner (jaise Kalkut Vinimay Pvt Ltd) ke through milte hain. Developer Shashwat Infosystem Private Limited hai, jo Maharashtra se hai.

App ka description attractive lagta hai – no paperwork, quick disbursement, personalized advice, good customer support. Lekin reality alag hai. Bahut se users report kar rahe hain ki ye short-term loans (mostly 7 days ya 1 week) deta hai, jisme heavy service charges, hidden fees, aur high interest lagta hai. Example:

• Ek user ne bataya: 3000 loan ke liye sirf 1800 mile, 1400 service charge laga, aur full 3000 repay karna padta hai 6-7 days mein.
• Dusra: 6000 loan dikha, lekin actual paise account mein nahi aaye, phir bhi repayment demand kar rahe hain.
• Teesra: Loan approve hua, lekin sirf partial amount mila (jaise 2400 out of 3000), phir bhi full + interest repay karna padta hai.

Ye typical 7 day loan app pattern hai jisme upfront deduction hota hai, effective interest bahut high ho jata hai (kabhi 100%+ bhi), aur repayment short period mein maanga jata hai.

Play Store Reviews Se Critical Points – Users Ki Real Kahani

Play Store pe Credibloan ke reviews dekhiye to overall rating 4.6 dikhta hai, lekin recent reviews (February 2026 ke around) mein bahut negative feedback hai. Hum yahan kuch real user reviews ke basis pe points bata rahe hain (jaise aapne share kiye photos mein):

1. High Charges aur Deductions

• Eshwar Reddy ne likha: “For 3000 loan I get 1800 and 1400 service charge… pay 3000 in 6 days… irritating contacts… fake app, don’t download.” (13 logon ne helpful bola)
• Jala Jagadish: “Loan 3000, got only 2400, repay 4000 in a week… full fraud pls don’t install.”

1. Fake Disbursement aur No Money Received

• Simar Bajwal: “Only shows disbursed, but money never comes… starts asking repayment… not received any money at all.”
• Kunal Pachori: “Completed formalities, app gave 6000 (two loans of 3000), demanding 10000 in a week… fraud app… I hadn’t asked for loan, they give funds without asking.”

1. Harassment aur Increasing Amount

• Asif Al Qure: “Making repayments but new UPI every time… loan amount keeps increasing… no customer support.”
• Bahut se users bol rahe hain ki agar late ho to contacts ko details bhejte hain, irritating calls karte hain.

1. Positive Reviews Suspicious

• Kuch reviews bahut positive hain jaise Sukanya Das ka: “Personalized advice, good support…” lekin ye generic lagte hain aur negative ke against balanced nahi. Developer responses bhi standard hote hain: “Sorry for inconvenience, please share details” – lekin real solution nahi.

In reviews se clear hai ki app short tenure (7 days jaise) pe heavy charges lagata hai, partial disbursement karta hai, aur agar repay na ho to harassment shuru ho jata hai. Ye India mein common illegal/fraud loan apps ka sign hai.

Kyun Credibloan Ko Avoid Karna Chahiye?

• Heavy Charges: 7 day loans mein service fee 30-50% tak lag sakta hai, jo effective interest ko bahut badha deta hai.
• Harassment Risk: Contacts ko threaten messages, privacy breach.
• Fraud Possibility: Money nahi aata lekin repayment show hota hai, ya unwanted loan approve.
• No Transparency: Official description mein long tenure (150 days) example hai, lekin users short term face kar rahe hain.
• RBI Angle: Bahut se loan apps RBI guidelines follow nahi karte, especially agar unregistered hain. Credibloan ke partner NBFC hai, lekin users ke complaints se lagta hai misuse ho raha hai.

Agar aapko urgent loan chahiye to RBI-approved apps ya banks jaise MoneyTap, PaySense (genuine ones), ya official NBFC apps choose karein. Fake loan apps se bachne ke liye hamesha Play Store reviews deeply check karein, especially 1-2 star wale.

FAQ – Credibloan App Ke Bare Mein Common Sawal

1. Credibloan app real hai ya fake?
Bahut se users ise fake bol rahe hain kyunki money nahi milta lekin repayment demand hoti hai, heavy charges lagte hain. Official claim genuine lagta hai lekin critical reviews fraud indicate karte hain.

2. Credibloan mein kitna interest lagta hai?
Official example mein low interest dikhaaya hai, lekin real users 7 day loans pe 30-50%+ effective charges report kar rahe hain (service fee + interest).

3. Credibloan se loan lene ke baad harassment hota hai?
Haan, bahut complaints hain – irritating calls, contacts ko details bhejna, amount increase karna.

4. Credibloan safe hai download karne ke liye?
Nahi recommend. Play Store pe negative reviews zyada hain, fraud aur unsafe bola ja raha hai.

5. Agar Credibloan se loan liya hai to kya karein?
Agar possible ho to jaldi repay karein, lekin agar fraud lag raha hai to cyber crime portal pe complain karein (cybercrime.gov.in) ya consumer forum mein.

6. Better alternatives kaun se hain?
Genuine apps jaise – Bajaj Finserv, IDFC First, Muthoot Finance apps, ya bank apps (SBI, HDFC). Hamesha RBI registered check karein.

7. Credibloan developer kaun hai?
Shashwat Infosystem Private Limited, Maharashtra based.

Conclusion: Credibloan jaise 7 day loan apps se door rahein. Ye attractive lagte hain lekin users ke reviews se pata chalta hai ki ye heavy charges, partial payments, aur harassment ke saath aate hain. Apne paise aur privacy ki safety first rakhein. Agar aapne experience kiya hai to comment mein share karein taaki dusre log aware ho sakein.