Vizzve Instant Loan App Scam Exposed: 7 Din Ke Loan Mein Heavy Charges Aur Harassment – Credit Loan App Ki Asliyat Jaaniye Real Reviews Se!
Doston, aaj ke digital zamane mein instant loan apps ka craze bahut badh gaya hai. Log sochte hain ki sirf kuch clicks mein paise account mein aa jayenge. Lekin sab kuch itna asaan nahi hota! Aaj hum baat kar rahe hain Vizzve Instant Loan App ki, jo ek credit loan app hai jo 7 din ke short-term loans offer karti hai. Ye app Vizzve Microseva Foundation se judi hui hai aur play store par available thi, lekin ab lagta hai ye delist ho gayi hai (Google Play par search karne par 404 error aa raha hai). Ye ek badi red flag hai! Official description mein to ye bahut achhi dikhti hai – instant approval, low interest, easy process – lekin asliyat mein ye heavy charges lagati hai, customer support zero hai, aur kai logon ne ise fraud aur scam bola hai. Hum is article mein official claims par nahi, balki real critical reviews par focus karenge, jo play store ke screenshots se aur online complaints se mile hain. Ye article Hinglish mein hai taaki aap Indian audience easily samajh sakein. Chaliye detail mein jaante hain, aur end mein FAQs bhi add kar rahe hain.
Doston, aaj ke digital zamane mein instant loan apps ka craze bahut badh gaya hai. Log sochte hain ki sirf kuch clicks mein paise account mein aa jayenge. Lekin sab kuch itna asaan nahi hota! Aaj hum baat kar rahe hain Vizzve Instant Loan App ki, jo ek credit loan app hai jo 7 din ke short-term loans offer karti hai. Ye app Vizzve Microseva Foundation se judi hui hai aur play store par available thi, lekin ab lagta hai ye delist ho gayi hai (Google Play par search karne par 404 error aa raha hai). Ye ek badi red flag hai! Official description mein to ye bahut achhi dikhti hai – instant approval, low interest, easy process – lekin asliyat mein ye heavy charges lagati hai, customer support zero hai, aur kai logon ne ise fraud aur scam bola hai. Hum is article mein official claims par nahi, balki real critical reviews par focus karenge, jo play store ke screenshots se aur online complaints se mile hain. Ye article Hinglish mein hai taaki aap Indian audience easily samajh sakein. Chaliye detail mein jaante hain, aur end mein FAQs bhi add kar rahe hain.
Vizzve Instant Loan App Kya Hai? Official Claims Vs Real Truth
Vizzve Instant Loan App ek Indian app hai jo short-term personal loans deti hai, jaise 7 se 14 din ke liye ₹500 se ₹1,00,000 tak. Official website (vizzve.com) par ye claim karti hai ki ye RBI-registered partners ke saath kaam karti hai, secure hai, aur quick disbursal deti hai. Ye kehti hai ki 10+ lakh happy customers hain, ₹600 crore+ disbursed, aur 4.2 star rating. App ka description kehta hai: “Experience the Future of Financing | Easy Home & Personal Loans.” Ye loan aggregator ban kar multiple banks aur NBFCs se offers dikhati hai, paperless process, minimal docs, aur instant approval.
Lekin doston, ye sab marketing gimmick lagta hai! Asli mein, ye ek 7 day loan app hai jo bahut heavy processing fees aur interest charges lagati hai. Example se samajhiye: Ek user ne bataya ki ₹3500 ke loan ke liye sirf ₹2633 hi disbursed hue, baaki charges mein cut gaya. Interest itna high hai ki short tenure mein bhi repayment amount double ho jata hai. Aur agar repayment late hua, to harassment shuru – calls, messages, even contacts ko blackmail! Official description par bharosa mat karna, kyuki ye polished hai. Hum critical reviews par jaayenge, jo play store ke real users se hain aur online complaints se.
Ab ye app play store par nahi mil rahi (ID: com.vizzve_micro_seva), jo ek sign hai ki shayad complaints ki wajah se remove kar di gayi. Ek nayi app hai Vizzve Financial (ID: com.vizzve_micro_seva_financial) jo similar lagti hai, lekin ye aggregator hai. Shayad rebranding kiya ho, lekin complaints abhi bhi hain.
Heavy Charges Aur Hidden Fees: 7 Day Loan Ka Sach
Vizzve app mainly 7-14 din ke loans par focus karti hai, jo emergency ke liye theek lagte hain lekin asliyat mein trap hain. Heavy charges ki wajah se principal amount se jyada interest banta hai. Ek review mein bataya gaya ki loan apply karne ke baad sirf partial amount transfer hota hai, baaki fees mein deduct. Jaise, ₹3500 apply kiya, disbursed ₹2633, aur repay full amount plus interest.
Ye charges kya hain?
Processing fee: 20-30% upfront cut.
Interest rate: Up to 28% APR claim karti hai, lekin short term mein effective rate bahut high (jaise 1% per day).
Late fee: Agar 7 din mein repay nahi, to penalty aur harassment.
Reddit par ek post tha jahan log bol rahe the ki aise 7 day loan apps scam hain, interest principal se jyada hota hai, aur repayment na karne par goons harass karte hain.
Official site par example diya hai: ₹1,00,000 loan at 24% APR for 12 months, EMI ₹10,000. Lekin real users ke reviews se pata chalta hai ki short loans mein ye nahi apply hota. Heavy charges ki wajah se ye debt trap ban jata hai.
Critical Reviews Se Proof: Play Store Aur Online Complaints
Ab chaliye real reviews par. Hum play store ke screenshots se reviews le rahe hain (jo user ne share kiye), aur unko Hinglish mein bata rahe hain taaki easy samajh aaye. Inke alawa, consumer complaints sites se bhi add kar rahe hain. Ye sab critical hain, 1-2 star wale.
Arya Vijayan ka Review (22/12/25, 1 Star):
Bad experience. Ek hafte se main customer service contact karne ki koshish kar raha hoon login issues ki wajah se. App mein proper service nahi hai unki taraf se. Sirf repayment ke liye call karte hain. 6 logon ne helpful bola.
Developer Response (Vizzve Microseva Foundation, 24/12/25): Hum regret karte hain inconvenience ke liye. Better assistance ke liye apni info support@vizzve.com par share karein. Hum happy honge help karne mein.
Manohar Fusion ka Review (03/12/25, 1 Star):
Fake app. Paise mere account mein transfer nahi hue lekin wo bol rahe hain amount transfer ho gaya, repay karo. No customer support, no chat support. Fake app hai, apni personal info mat share karo is app ke saath. 4 logon ne helpful bola.
Willfred Peter ka Review (12/12/25, 1 Star):
Don’t download the app, mat believe karo. Jo reviews dikhte hain wo sab paid fake reviews hain. Ye loan nahi deti, sirf data leti hai apply karne ke liye. Play store se download kiya maine aur verify app third party jaise lagta hai. Mera CIBIL 758 hai lekin twice reject hua correct info ke baad bhi. 😠😠😠 2 logon ne helpful bola.
Ares Zimik ka Review (23/10/25, 1 Star):
Warning potential borrowers ko! Mere saath terrible experience hua Vizzve Loan App ke saath. Loan NBFC se transfer hua tha lekin amount abhi tak account mein credit nahi hua, ek hafte se. Extremely disappointed aur frustrated customer support ki transparency ki kami se. Dusron ko advice: cautious raho aur alternative options explore karo. 44 logon ne helpful bola.
Developer Response (15/12/25): Hi Ares, hum really sorry hain sunne ke liye. Humne aapka case check kiya aur clarify karna chahte hain ki loan disburse nahi ho saka.
Shiv Kumar “S.K.Singh” Singh ka Review (18/12/25, 1 Star):
Instant loan bolne ka koi point nahi, documents submit karne ke baad bhi no response. Terrible service deti hai ye app. Pehle 7 to 14 din ke loans deti hai, secondly ₹3500 ke loan ke liye sirf ₹2633 disburse karti hai. Aur even then, jaise fortune de rahe hain aise act karte hain. Useless loan application! Sharm aani chahiye. Totally fraud app. 1 person ne helpful bola.
Rajput Dev ka Review (20/12/25, 1 Star):
Selfie Video Recording option nahi work kar raha. Do din se try kar raha hoon lekin problem solve nahi hua app support team se. Bad experience. 1 person ne helpful bola.
Developer Response (22/12/25): App ke data aur cache clear karo phone settings se. Ye issue resolve kar dega. Agar abhi bhi problem, to humein batao.
Ye reviews play store ke screenshots se hain, aur sab negative hain – fake, no support, fraud, heavy charges. Ab online complaints se:
Muthukumar Ganesan (15/10/24, Consumer Complaints Court):
Doston, kabhi mat lena loan online apps se, specially Vizzve Microseva se. Wo harass karenge tumhe aur tumhare phone contacts ko. Mere saath abhi hua, unhone mere contacts utha kar video KYC details bhej di blackmail ke liye bina permission. Main destroy ho gaya unki action se.
Shanmugham D (25/12/21):
Maine loan liya Vizzve App se 9 Sep 2021 ko, 14 din baad repay karne ki koshish ki lekin QR code scanner tha, payment option poocha to QR se bolte rahe. Bank se decline hota raha, phir harassment shuru.
Common issues: Harassment, blackmail using contacts, no disbursal but repay demand, poor support, fake promises. YouTube videos bhi hain jaise “Vizzve loan app real or fake” jo doubts uthate hain. Reddit par log bolte hain aise apps debt cycle mein fasate hain.
Kya Vizzve Scam Hai? Evidence Aur Warnings
Haan, bahut saare signs point karte hain scam ki taraf. Pehla, app play store se gayab – shayad complaints ki wajah se. Dusra, heavy charges jo RBI guidelines violate karte hain (RBI kehti hai fair practices). Teesra, harassment reports – contacts ko call, morphed photos, blackmail, jo illegal hai. Official site par blogs hain scam avoid karne ke, lekin ye irony hai kyuki khud par complaints hain.
Facebook aur other sources warn karte hain instant loan scams ke bare mein: Hidden fees, high interest, harassment. Vizzve ke case mein, ye sab match karta hai. Agar aapne loan liya hai, to cybercrime portal par report karo, police complaint daalo.
Alternatives To Vizzve: Safe Credit Loan Apps
Mat use karo Vizzve! Instead, trusted apps try karo jaise:
PaySense: Low interest, RBI approved.
MoneyTap: Credit line with flexible repayment.
Bajaj Finserv: Established NBFC.
Hamesha check karo RBI registration, reviews, aur mat share karo sensitive data bina verify.
Conclusion: Stay Away From Vizzve!
Doston, Vizzve Instant Loan App ek trap hai – 7 din ke loan mein heavy charges, fraud claims, aur zero support. Critical reviews se saaf hai ki ye reliable nahi. Apna time aur paise bachao, trusted sources se loan lo. Ye article 1500+ words ka hai taaki full detail mile. Agar experience share karna ho, comment karo.
FAQs (Frequently Asked Questions)
Q1: Vizzve Instant Loan App real hai ya fake?
A: Bahut se reviews se lagta hai fake aur scam, heavy charges aur harassment ke complaints hain. Play store se bhi remove ho gayi.
Q2: Vizzve mein kitne charges lagte hain?
A: Heavy – jaise ₹3500 loan par ₹867 cut, sirf ₹2633 milte hain. Interest high, short term mein double repay.
Q3: Agar loan nahi mila lekin repay maang rahe hain, kya karun?
A: Fraud hai, police aur cyber cell ko report karo. Mat pay karo.
Q4: Vizzve RBI registered hai?
A: Claim karti hai partners RBI registered hain, lekin complaints se doubt hai. Check karo official RBI site.
Q5: Safe instant loan apps kaun se hain?
A: PaySense, CASHe, MoneyView – inke reviews achhe hain, low charges.
Q6: Harassment ho raha hai, kya karun?
A: Block numbers, complaint daalo consumer forum aur police mein. Contacts ko warn karo.
Q7: Vizzve app download kahan se?
A: Ab play store par nahi, mat download karo third party se – virus risk.
Q8: Loan repay na karne par kya hota hai?
A: Harassment, CIBIL down, legal action – but agar fraud hai to fight karo.
Ye FAQs aapke doubts clear karenge. Safe raho, smart borrow karo!”:0,”layers_used”:0,”brushes_used”:0,”photos_added”:0,”total_editor_actions”:{},”tools_used”:{},”is_sticker”:false,”edited_since_last_sticker_save”:false,”containsFTESticker”:false}
Vizzve Instant Loan App Kya Hai? Official Claims Vs Real Truth
Vizzve Instant Loan App ek Indian app hai jo short-term personal loans deti hai, jaise 7 se 14 din ke liye ₹500 se ₹1,00,000 tak. Official website (vizzve.com) par ye claim karti hai ki ye RBI-registered partners ke saath kaam karti hai, secure hai, aur quick disbursal deti hai. Ye kehti hai ki 10+ lakh happy customers hain, ₹600 crore+ disbursed, aur 4.2 star rating. App ka description kehta hai: “Experience the Future of Financing | Easy Home & Personal Loans.” Ye loan aggregator ban kar multiple banks aur NBFCs se offers dikhati hai, paperless process, minimal docs, aur instant approval.
Lekin doston, ye sab marketing gimmick lagta hai! Asli mein, ye ek 7 day loan app hai jo bahut heavy processing fees aur interest charges lagati hai. Example se samajhiye: Ek user ne bataya ki ₹3500 ke loan ke liye sirf ₹2633 hi disbursed hue, baaki charges mein cut gaya. Interest itna high hai ki short tenure mein bhi repayment amount double ho jata hai. Aur agar repayment late hua, to harassment shuru – calls, messages, even contacts ko blackmail! Official description par bharosa mat karna, kyuki ye polished hai. Hum critical reviews par jaayenge, jo play store ke real users se hain aur online complaints se.
Ab ye app play store par nahi mil rahi (ID: com.vizzve_micro_seva), jo ek sign hai ki shayad complaints ki wajah se remove kar di gayi. Ek nayi app hai Vizzve Financial (ID: com.vizzve_micro_seva_financial) jo similar lagti hai, lekin ye aggregator hai. Shayad rebranding kiya ho, lekin complaints abhi bhi hain.
Heavy Charges Aur Hidden Fees: 7 Day Loan Ka Sach
Vizzve app mainly 7-14 din ke loans par focus karti hai, jo emergency ke liye theek lagte hain lekin asliyat mein trap hain. Heavy charges ki wajah se principal amount se jyada interest banta hai. Ek review mein bataya gaya ki loan apply karne ke baad sirf partial amount transfer hota hai, baaki fees mein deduct. Jaise, ₹3500 apply kiya, disbursed ₹2633, aur repay full amount plus interest.
Ye charges kya hain?
- Processing fee: 20-30% upfront cut.
- Interest rate: Up to 28% APR claim karti hai, lekin short term mein effective rate bahut high (jaise 1% per day).
- Late fee: Agar 7 din mein repay nahi, to penalty aur harassment.
Reddit par ek post tha jahan log bol rahe the ki aise 7 day loan apps scam hain, interest principal se jyada hota hai, aur repayment na karne par goons harass karte hain.
Official site par example diya hai: ₹1,00,000 loan at 24% APR for 12 months, EMI ₹10,000. Lekin real users ke reviews se pata chalta hai ki short loans mein ye nahi apply hota. Heavy charges ki wajah se ye debt trap ban jata hai.
Critical Reviews Se Proof: Play Store Aur Online Complaints
Ab chaliye real reviews par. Hum play store ke screenshots se reviews le rahe hain (jo user ne share kiye), aur unko Hinglish mein bata rahe hain taaki easy samajh aaye. Inke alawa, consumer complaints sites se bhi add kar rahe hain. Ye sab critical hain, 1-2 star wale.
- Arya Vijayan ka Review (22/12/25, 1 Star):
Bad experience. Ek hafte se main customer service contact karne ki koshish kar raha hoon login issues ki wajah se. App mein proper service nahi hai unki taraf se. Sirf repayment ke liye call karte hain. 6 logon ne helpful bola. Developer Response (Vizzve Microseva Foundation, 24/12/25): Hum regret karte hain inconvenience ke liye. Better assistance ke liye apni info support@vizzve.com par share karein. Hum happy honge help karne mein. - Manohar Fusion ka Review (03/12/25, 1 Star):
Fake app. Paise mere account mein transfer nahi hue lekin wo bol rahe hain amount transfer ho gaya, repay karo. No customer support, no chat support. Fake app hai, apni personal info mat share karo is app ke saath. 4 logon ne helpful bola. - Willfred Peter ka Review (12/12/25, 1 Star):
Don’t download the app, mat believe karo. Jo reviews dikhte hain wo sab paid fake reviews hain. Ye loan nahi deti, sirf data leti hai apply karne ke liye. Play store se download kiya maine aur verify app third party jaise lagta hai. Mera CIBIL 758 hai lekin twice reject hua correct info ke baad bhi. 😠😠😠 2 logon ne helpful bola. - Ares Zimik ka Review (23/10/25, 1 Star):
Warning potential borrowers ko! Mere saath terrible experience hua Vizzve Loan App ke saath. Loan NBFC se transfer hua tha lekin amount abhi tak account mein credit nahi hua, ek hafte se. Extremely disappointed aur frustrated customer support ki transparency ki kami se. Dusron ko advice: cautious raho aur alternative options explore karo. 44 logon ne helpful bola. Developer Response (15/12/25): Hi Ares, hum really sorry hain sunne ke liye. Humne aapka case check kiya aur clarify karna chahte hain ki loan disburse nahi ho saka. - Shiv Kumar “S.K.Singh” Singh ka Review (18/12/25, 1 Star):
Instant loan bolne ka koi point nahi, documents submit karne ke baad bhi no response. Terrible service deti hai ye app. Pehle 7 to 14 din ke loans deti hai, secondly ₹3500 ke loan ke liye sirf ₹2633 disburse karti hai. Aur even then, jaise fortune de rahe hain aise act karte hain. Useless loan application! Sharm aani chahiye. Totally fraud app. 1 person ne helpful bola. - Rajput Dev ka Review (20/12/25, 1 Star):
Selfie Video Recording option nahi work kar raha. Do din se try kar raha hoon lekin problem solve nahi hua app support team se. Bad experience. 1 person ne helpful bola. Developer Response (22/12/25): App ke data aur cache clear karo phone settings se. Ye issue resolve kar dega. Agar abhi bhi problem, to humein batao.
Ye reviews play store ke screenshots se hain, aur sab negative hain – fake, no support, fraud, heavy charges. Ab online complaints se:
- Muthukumar Ganesan (15/10/24, Consumer Complaints Court):
Doston, kabhi mat lena loan online apps se, specially Vizzve Microseva se. Wo harass karenge tumhe aur tumhare phone contacts ko. Mere saath abhi hua, unhone mere contacts utha kar video KYC details bhej di blackmail ke liye bina permission. Main destroy ho gaya unki action se. - Shanmugham D (25/12/21):
Maine loan liya Vizzve App se 9 Sep 2021 ko, 14 din baad repay karne ki koshish ki lekin QR code scanner tha, payment option poocha to QR se bolte rahe. Bank se decline hota raha, phir harassment shuru.
Common issues: Harassment, blackmail using contacts, no disbursal but repay demand, poor support, fake promises. YouTube videos bhi hain jaise “Vizzve loan app real or fake” jo doubts uthate hain. Reddit par log bolte hain aise apps debt cycle mein fasate hain.
Kya Vizzve Scam Hai? Evidence Aur Warnings
Haan, bahut saare signs point karte hain scam ki taraf. Pehla, app play store se gayab – shayad complaints ki wajah se. Dusra, heavy charges jo RBI guidelines violate karte hain (RBI kehti hai fair practices). Teesra, harassment reports – contacts ko call, morphed photos, blackmail, jo illegal hai. Official site par blogs hain scam avoid karne ke, lekin ye irony hai kyuki khud par complaints hain.
Facebook aur other sources warn karte hain instant loan scams ke bare mein: Hidden fees, high interest, harassment. Vizzve ke case mein, ye sab match karta hai. Agar aapne loan liya hai, to cybercrime portal par report karo, police complaint daalo.
FAQs (Frequently Asked Questions)
Q1: Vizzve Instant Loan App real hai ya fake?
A: Bahut se reviews se lagta hai fake aur scam, heavy charges aur harassment ke complaints hain. Play store se bhi remove ho gayi.
Q2: Vizzve mein kitne charges lagte hain?
A: Heavy – jaise ₹3500 loan par ₹867 cut, sirf ₹2633 milte hain. Interest high, short term mein double repay.
Q3: Agar loan nahi mila lekin repay maang rahe hain, kya karun?
A: Fraud hai, police aur cyber cell ko report karo. Mat pay karo.
Q4: Vizzve RBI registered hai?
A: Claim karti hai partners RBI registered hain, lekin complaints se doubt hai. Check karo official RBI site.
Q5: Safe instant loan apps kaun se hain?
A: PaySense, CASHe, MoneyView – inke reviews achhe hain, low charges.
Q6: Harassment ho raha hai, kya karun?
A: Block numbers, complaint daalo consumer forum aur police mein. Contacts ko warn karo.
Q7: Vizzve app download kahan se?
A: Ab play store par nahi, mat download karo third party se – virus risk.
Q8: Loan repay na karne par kya hota hai?
A: Harassment, CIBIL down, legal action – but agar fraud hai to fight karo.
Ye FAQs aapke doubts clear karenge. Safe raho, smart borrow karo!