PasoCredit Loan App Scam Exposed: 7 Din Mein 3494% Interest, Unauthorized Transfer Aur Blackmail – Puri Sachai Jaaniye!

Doston, aaj hum baat karenge ek aise loan app ke baare mein jo bahut hi khatarnak hai – PasoCredit Personal Credit Loan App. Ye app Play Store par available hai, lekin iska use karna bilkul mat kijiye! Ye ek 7-day loan app hai jo heavy charges lagati hai, users ko harass karti hai, aur scam karne ka tarika apnati hai. Hum is article mein detail mein bataayenge ki ye app kaise fraud hai, critical reviews kya kehte hain, aur aapko isse door rehna chahiye. Ye article SEO friendly hai taaki aap jaise Indian users easily search kar sakein terms jaise “PasoCredit Loan App Review”, “PasoCredit Scam”, “7 Day Loan App Danger”, “High Interest Loan App India”. Article 1400+ words ka hai, aur end mein FAQ bhi add kiya gaya hai. Sab kuch Hinglish mein likha hai taaki aap acche se samajh paayein.

PasoCredit Loan App Kya Hai? Official Description Par Bharosa Mat Kijiye!

Pehle to ye samajh lijiye ki PasoCredit ek personal credit loan app hai jo Play Store par listed hai (link: https://play.google.com/store/apps/details?id=com.scorpion.pasocredit). Iske official description mein ye claim karti hai ki ye quick loans provide karti hai, easy approval, aur personal finance help. App kehte hain ki aapko instant cash mil sakta hai without much paperwork, aur ye secure hai. Lekin doston, ye sab jhooth hai! Humne reviews dekhe hain aur jaana hai ki ye app actually users ke data steal karti hai, unauthorized money transfer karti hai, aur repayment mein bahut high interest charge karti hai.

Play Store par iski rating around 4.6 dikhti hai, lekin ye fake ho sakti hai kyunki critical reviews bahut saare hain jo 1-star diye gaye hain. Downloads 100K+ hain, lekin ye number bhi misleading ho sakta hai. Asli baat to critical reviews mein hai – users bol rahe hain ki ye app fraud hai, harassment karti hai, aur privacy violate karti hai. Hum is article mein unhi reviews par focus karenge, jaise user ne kaha hai. Description par bharosa mat karna, kyunki ye marketing gimmick hai. Real experience to users ke reviews se hi pata chalta hai.

PasoCredit Ka Scam Model: 7 Day Loan With Heavy Charges

Ye app basically 7-day short-term loans deti hai, jahaan aapko chhota amount credit kiya jaata hai, lekin repayment mein double se bhi zyada amount maangte hain. Example se samajhiye: Ek user ko 3300 rupees credit kiye gaye, lekin 7 din mein repay karna tha 5500 rupees! Ye 2200 extra, jo 67% extra charges hai just 7 days mein. Annual interest rate calculate karo to (67% / 7 days) * 365 days = lagbhag 3494% APR! Ye bilkul illegal level ka interest hai. India mein RBI guidelines ke according, interest rates capped hote hain, lekin ye apps usko ignore karti hain.

Kaise kaam karti hai? Aap app install karte ho, details daalte ho jaise Aadhaar, PAN, bank account. Phir ye without your full knowledge money transfer kar deti hai aur bolti hai repay karo. Agar nahi karte, to harassment shuru: Calls, messages, contacts ko threaten, even photos edit karke blackmail. Ye Chinese loan apps jaise operate karti hai, jo India mein ban hue hain, lekin ye naya avatar hai.

Risks kya hain?

• Unauthorized Transfers: Bina permission ke paise account mein daal dete hain, phir interest maangte hain.
• High Interest: 7 din mein 67% extra, annual 3494% – ye loan sharking hai!
• Harassment and Blackmail: Due date se pehle calls, edited photos contacts ko send karne ki dhamki.
• Privacy Breach: App contacts, gallery, SMS access leti hai, data misuse karti hai.
• No Repayment Info: App mein schedule nahi dikhta, suddenly demand aata hai.

Agar aap financially vulnerable ho, emergency mein install karte ho, to ye trap hai. Bahut log suicide tak pahunch gaye hain aise apps ki wajah se. Government ne warnings issue kiye hain aise fake loan apps ke against.

Critical Reviews From Play Store: Real Users Ki Kahaniyan

Ab aate hain asli mudde par – critical reviews. Humne user ke provided images se reviews liye hain, aur unko Hinglish mein present kar rahe hain taaki aap acche se samajh sakein. Ye sab 1-star reviews hain December 2025 ke, jo fraud, high charges, aur harassment expose karte hain. Inko jarur padhiye:

1. Anonymous Review (58 logon ne helpful bola): “Sab logon, ye ek fraud loan app hai. Please isko install ya use mat karna kisi bhi halat mein. Bahut saare users scam hue hain, harassed hue hain, aur threatened hue hain. Main request karta hoon sabko ki is app ko jitna possible report karo taaki aur fraud na ho.” Ye review seedha bol raha hai ki app fraud hai aur report karna chahiye.
2. Rohith P (1 Star, 14/12/25, 77 helpful): “Main kabhi credit nahi liya, sirf check kiya aur bina mere knowledge ke unhone amount transfer kar diya aur ek week mein maang rahe hain. Popup dikha raha fraud alert. Guys, kabhi apne details mat dena is app ko. Waise bhi main complaint kar raha hoon is app ke against.” Yeh dikhaata hai unauthorized transfer ka issue.
3. Avinash RR (1 Star, 01/12/25, 113 helpful): “Is app par loan mat lo. Wo paise aapke account mein bhej dete hain verification ke baad, lekin app repayment schedule ke baare mein nahi batata. Mere liye unhone 3300 credit kiya lekin repayment 5500 tha sirf 7 din mein. Unhone 67% extra charges liye, 677=9.57 per day *365=3494% annual interest rate.” Ye calculation wala review high interest expose karta hai. 7 din mein itna charge – shocking!
4. Muruganvela Sushma (1 Star, 23/12/25, 29 helpful): “Totally worst app, due date se pehle hi customer ko blackmail karte hain photos edit karke bina permission ke, aur dhamki dete hain ki all contacts ko send kar denge. Aise fast loan apps mat prefer karo. Ye loan money recover karne ka sahi tarika nahi hai.” Blackmail aur privacy violation ka perfect example.
5. Shadik Ali (1 Star, 23/12/25, Not mentioned helpful): “Fraud app, kabhi install mat karna. Maine app customer support ko message bheja. Wahan repayment options nahi hain, account blocked hai ab. Date 21-12-2025, Time 3 AM IST. Bina mere approval ke loan amount kya hai, due date kya hai, aur bina approval ke paise credit kar diye account mein jo galat hai. Call karo aur loan amount wapas lo kyunki maine sign ya authorize nahi kiya. Mera next step legal hoga.” Unauthorized aur legal action ki baat.
6. SAGAR Bishwas (1 Star, 20/12/25, 13 helpful): “Extremely dangerous loan app – public safety aur privacy risk. Main ye review public awareness ke liye likh raha hoon apne personal experience se. Aise apps society ke liye khatarnak hain, especially financially vulnerable logon ke liye jo emergency mein instant loan apps install karte hain. Jo quick financial help lagta hai, wo high stress aur harmful situation ban jaata hai. Ye apps urgency, awareness ki kami, aur digital illiteracy ka fayda uthate hain, users ko trap karte hain.” Ye deep review society impact batata hai.
7. Mariyalavenkatsai Krishna (1 Star, 22/12/25, Partial): “Worst before due date blackmailing… (similar to others).”

In sab reviews se clear hai ki PasoCredit fraud hai. Bahut logon ne helpful bola, matlab ye common problem hai. Play Store par aur bhi aise reviews hain – search kar ke dekhiye “PasoCredit Scam Reviews”.

PasoCredit Se Hone Wale Nuksan: Detailed Analysis

Ab detail mein samajhiye risks. Pehla, financial loss: 7 din mein 67% interest matlab agar aap 5000 lete ho, repay 8350! Agar nahi repay, to late fees aur zyada. Doosra, mental harassment: Calls subah shaam, abusive language, family ko threaten. Teesra, data theft: App permissions leti hai contacts, photos, location – phir blackmail. India mein Cyber Crime laws hain, lekin ye apps foreign servers se operate karti hain, mushkil hota hai action lena.

Government ki taraf se, RBI ne bola hai ki unlicensed apps se loan mat lo. Police mein complaint karo agar harass hue. Apps jaise PasoCredit Google Play par kaise survive karti hain? Fake positive reviews se. Bahut log bolte hain positive reviews bots hote hain.

Alternatives kya hain? Banks jaise SBI, HDFC se personal loans lo – interest 10-15% annual, proper documentation. Apps jaise MoneyTap, PaySense jo licensed hain use karo, lekin research karo. Emergency mein family se help lo ya government schemes jaise PM Mudra Yojana.

Kaise Bachiye Aise Scam Se?

• App install karne se pehle reviews padho, especially critical.
• Permissions mat do contacts, gallery ko.
• Unauthorized transfer ho to bank se block karwao aur police complaint.
• Report karo Play Store par, aur Cyber Cell mein.
• Financial literacy badhao – high interest wale loans avoid karo.

Ye sab milake, PasoCredit ek trap hai. Avoid kijiye!

(Word count: Approx 1650 words – introduction, reviews, analysis, advice sab cover kiya.)

FAQ: PasoCredit Loan App Ke Common Sawal

Q1: PasoCredit Loan App Safe Hai Kya?
A: Bilkul nahi! Critical reviews se pata chalta hai ki ye fraud, high interest, aur harassment karti hai. Avoid karo.

Q2: PasoCredit Ka Interest Rate Kitna Hai?
A: 7 din mein 67% extra, annual 3494% – illegal level!

Q3: Agar Unauthorized Money Aaya To Kya Karun?
A: Bank se transaction dispute karo, app report karo, police complaint file karo.

Q4: PasoCredit Ke Reviews Fake Hain Kya?
A: Positive maybe fake, lekin critical real lagte hain jaise harassment stories.

Q5: Better Alternatives Kaun Se Hain?
A: Licensed apps jaise Cred, oder banks se loans.

Q6: Blackmail Hone Par Kya Karun?
A: Screenshots save karo, cyber police contact karo.

Q7: PasoCredit Ko Report Kaise Karun?
A: Play Store par flag karo, RBI complaint portal use karo.

Ye article aapke liye awareness ke liye hai. Share karo taaki aur log bach sakein!